Whether you’re getting ready to buy or lease a 2017 Porsche Cayenne or another kind of vehicle, you’re probably looking for ways you can save money on your car insurance. We’ve been a Jacksonville, FL Porsche dealer long enough to have learned a few tips that can help you save money on your insurance policy.
The first thing you can do to keep your insurance premium low is to shop around. We suggest that you get at least three quotes from reputable insurance carriers. You shouldn’t automatically go with the company that has the lowest price, however. Ask your friends and family members about their experiences with the insurers you’re considering. You can further investigate a company’s reputation by contacting your state’s insurance department to see if any complaints have been filed against the insurance providers you’ve gotten quotes from.
Here are some additional things you can do to lower your car insurance premium:
- Raise Your Deductible: A deductible is the amount of money you’ll need to pay out of pocket before your insurance policy pays any money to repair or replace your automobile. As a general rule, the higher your deductible is, the lower your premium will be. If you have enough money set aside in case something goes wrong with your car, consider raising the deductible in your car insurance policy.
- Reduce Coverage on Other Cars: It’s normally a good idea to take a look at your insurance coverage when it’s time to renew your policy to make sure it’s current with your needs. If you own older vehicles, you may want to lessen the coverage you have on them, especially if the automobiles are worth less than 10 times the premiums you pay to insure them.
- Buy Another Policy from the Same Company: Many insurance carriers will offer you a discount if you buy more than one kind of insurance policy from the same company. If you bundle your homeowners or renters insurance along with your car insurance, for instance, you may receive a multi-policy discount.
- Fix Your Credit Report: If your credit score is less than perfect, be sure you correct any inaccurate information that’s included in your credit report. People with good credit generally pay less for car insurance because research shows they file fewer claims. So, it can pay off to make sure your credit report is accurate.
One of the biggest benefits of saving on your car insurance is that you free up money you can use to buy some Porsche accessories! Visit Porsche of Jacksonville to see our inventory of sought-after Porsche accessories today.
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